Expatriate Medical Insurance
Peace of mind is particularly important regarding sickness and injury when living or working abroad as care costs can be significantly higher and the quality of services available may be both variable and restricted. International Healthcare for expatriates is therefore vital to support your goodwill.
Repatriation may also need to be included to ensure the broadest level of care is given. With many different cover options available, a specialist Medical Insurance broker will normally be able to obtain superior rates and improved benefits.
When buying an Expatriate Medical Insurance Plan, it is important to assess your requirements for cover.
The majority of plans available in the UK for expatriates around the world have significant restrictions on GP fees and outpatient clinical fees. Many policies do not cover these basic items. This is always reflected in the premium, as these types of policies tend to be very competitive. However, many people are comfortable buying this type of plan, as they are happy to cover these basic costs themselves.
It is also important when purchasing an Expatriate Plan to ensure that the insurance company has in place the infrastructure to deal with medical emergencies outside of the UK. There is nothing worse than being ill and finding that your insurance company cannot deal with your problems locally!