Probably the most cost effective Life Assurance cover available, death in service insurance ensures employees have a significant lump sum for their dependents whilst employed.

Group death in service insurance schemes offer significant savings against individual life assurance, with eligibility for tax relief for the employer. Underwriting and paperwork is usually very simple and uncomplicated in most cases, especially as there will normally be a level of cover which will require no underwriting.

What is it?

A Cover Plan to provide a lump sum benefit for the employee's family in the event of his/her death, helping to cushion the impact of loss of salary on their dependants. Premier Healthcare Management are able to advise on plans from several insurers. Plans offer some or all of the following benefits.

How does death in service insurance benefit the employer?
	Relieves moral burden should an employee die whilst in service
	Helps attract and retain loyal employees
	Tax efficient - premiums are a trading expense
	Approved benefits are not "benefits in kind"
	Continuous entry for new members
	Generous free cover level minimises underwriting
	Continuation of existing cover without medical evidence

How does death in service insurance help the employee?
	Provides a lump sum benefit for the employee's beneficiaries of up to 4 times final earnings
	Helps attract and retain loyal employees
	Tax efficient - premiums are a trading expense
	Approved benefits are not "benefits in kind"
	Continuous entry for new members
	Generous free cover level minimises underwriting
	Continuation of existing cover without medical evidence

Premier Healthcare Management specialise in private and corporate Death in Service Cover for the UK, Europe & worldwide. FREEPHONE 0800 7833311