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Expatriate Health Care : Medical Insurance
 
For independent advice you can call us freephone on 0800 783 3311.
When buying an Expatriate Medical Insurance Plan, it is important to assess your requirements for cover.
The majority of plans available in the UK for expatriates around the world have significant restrictions on GP fees and outpatient clinical fees. Many policies do not cover these basic items. This is always reflected in the premium, as these types of policies tend to be very competitive. However, many people are comfortable buying this type of plan, as they are happy to cover these basic costs themselves.
It is also important when purchasing an Expatriate Plan to ensure that the insurance company has in place the infrastructure to deal with medical emergencies outside of the UK. There is nothing worse than being ill and finding that your insurance company cannot deal with your problems locally!
You should also ensure that they don't make it a condition of the policy that you must pay all your bills for treatment and then reclaim the costs as this can cause serious cash flow problems.
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